Simplifying Wealth for You and Your Family.

Who We Are

We are an independent wealth management office, offering full-service financial planning, asset management, investing and insurance. We enjoy enabling our clients to grow and safeguard all areas of their personal and family wealth, connecting long-term financial and life aspirations. 

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Wealth Management & Financial Planning Services:

Our value extends past our core offering to the complete picture of comprehensive financial planning, collaborating with other industry experts.

Comprehensive Financial Planning

Define the terms of engagement and fees, gather necessary information to determine goals, needs, and priorities, identify and evaluate strategies, submit recommendations, agree on action, responsibilities, and timeframes, monitor and evaluate ongoing implementation.

Financial Management

A review of your current financial situation, including cash flow, net worth statements, and an evaluation of your current liabilities and credit position.

Investment Management

A fully created and managed investment plan, with a developed ‘Investment Policy Statement’ including an asset allocation evaluation and suggested investment vehicles based on your risk tolerance, investment objectives, investment knowledge and experience, and time horizon.

Retirement Planning

Identify recommended strategies or changes the client needs to make in his/her current behavior that will allow the client to achieve his/her personal retirement goals and objectives. A retirement income plan, including a financial projection of savings required at your desired retirement date and full retirement de-cumulation projection.

Estate and Inter-generational Wealth Transfer Planning

An estate plan, including a strategy to transfer your wealth according to your priorities.

Tax Planning

An action plan designed to help you minimize the amount of tax you pay and maximize on utilizing tax credits.

Group Benefits for Businesses

For the employees of your small business, we act as brokers to provide comprehensive group benefits and retirement plans to allow your company and employees to thrive.

Risk Management

An evaluation of your exposure to risk and development of a risk management plan. Looking at different insurance options as a possible solution. This can include life policies, protecting your income upon disability or illness and individual health plans.

Education Planning

A review of current education savings and the development of strategies to achieve you and your child/grandchild's education goals.

How We Do It

Our clients seek an ongoing partnership and expertise in financial coaching, advising, and managing family investments for their life journey. We educate and support our clients in all areas of their financial picture and can expect full transparency for a lifelong trusted relationship, as a fiduciary.

We work our craft to instill positive habits that can build on money management skills and understand the financial psychology behind it.

Our 5 Step Process

A plan is more than just wealth and investments. We will meet to discuss your goals and major concerns as well as learn about your current financial picture to develop, recommend, and implement strategies to meet your goals.

• Introduction: My aim is to get to know you, your family, and/or your business better to determine how I can provide the most value. If our engagement aligns with your needs, I will outline the terms of our relationship and explain my process, client service model, fees and investment philosophy.

• Define and prioritize goals: We will engage in a thorough conversation to identify what matters most to you and your goals in areas such as financial management, retirement income planning, wealth accumulation (investing), risk management (insurance), tax efficient strategies and estate/succession planning. I will also be requesting information and documentation to understand your current situation.
• Explore choices: I create a draft summary of some recommendations to be executed and work to be done. This is where I outlay the work I will be doing for you with a start-to-finish agenda. If you wish to work together, we will review and sign my Letter of Engagement: Expectations from the planner and client, on-going client service model, my fees and process
• Implement the recommendations: Edits from the draft will be made to deliver a finalized version of a plan to start implementing. This is where we will open any accounts and get started on the steps. We will outline a future planning roadmap that establishes the goals and action items we will want to achieve in that time. This will be set based on what works best for your plan and yourself.
• Track and manage progress: Once your plan has been implemented, our work is not finished. We review your plan during regular review meetings discussed in the roadmap to ensure you remain on track and we have an opportunity to make any changes to maintain a plan for success. This will also provide an opportunity to discuss new goals and needs