For those seeking a long-term financial planner and investment representative, our value extends past our core offering to the complete picture of comprehensive financial planning, investment management and collaborating with other industry experts. This is an 'all-in-one' private wealth management offering where you can take a hands-off approach and the experts deal with managing your financial plan, assets and family dynamics. Here are some areas that we focus on with our clients as an ongoing service:
Gather necessary information to determine goals, needs, and priorities, identify and evaluate strategies, submit recommendations, agree on action, responsibilities, and timeframes, monitor and evaluate ongoing implementation.
A review of your current financial situation, including cash flow, net worth statements, and an evaluation of your current liabilities and credit position.
A fully created and managed investment plan, with a developed ‘Investment Policy Statement’ including an asset allocation evaluation and suggested investment vehicles based on your risk tolerance, investment objectives, investment knowledge and experience, and time horizon.
Identify recommended strategies or changes the client needs to make in his/her current behavior that will allow the client to achieve his/her personal retirement goals and objectives. A retirement income plan, including a financial projection of savings required at your desired retirement date and full retirement de-cumulation projection.
An estate plan, including a strategy to transfer your wealth according to your priorities.
An action plan designed to help you minimize the amount of tax you pay and maximize on utilizing tax credits.
For the employees of your small business, we act as brokers to provide comprehensive group benefits and retirement plans to allow your company and employees to thrive.
An evaluation of your exposure to risk and development of a risk management plan. Looking at different insurance options as a possible solution. This can include life policies, protecting your income upon disability or illness and individual health plans.
A review of current savings whether its to fund an education, buy a home or save for something important in the future, we will assess current savings and the development of strategies to achieve you and/or your child/grandchild's specific goals.